Joshua Street's Blog

Archive for the ‘family’ Category

One Receipt a Day

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Jo and I recently had the pleasure (and by pleasure, I mean painful realization) of reorganizing our family budget. There are two reasons for this, we want to be debt-free (including our house) and we have a non-governmental level spending addiction. We’ve realized that, though we aren’t bad stewards of our finances, we have the potential to do a lot more.

So here is our experiment. For the next 30 days, we are going to limit ourselves to one…no matter what, one purchase a day. One purchase. One receipt. Seems pretty simple, right? Well we’ve made it 4 days and here is what it has forced us to do so far:

1. We have to plan meals. There are no last minute runs to the grocery store or last second decisions for take-out.

2. We have to C.O.M.M.U.N.I.C.A.T.E. We operate pretty independently as a couple, so we have to constantly talk about our planned expenditures. She can’t go grab Starbucks on the same day I have a lunch appointment. It’s not just food either…it’s doctor visits, clothes, utilities…this is harder than you’d think. We’ve already failed once at this by accident.

3. We have to buy in a single location. We don’t chase the sales, we just get what we need and get out of whatever store we are in. You’d be surprised at how little you spend after pre-planning the shopping.

These are just the first few lessons we’ve noticed, but I’m sure there will be many more. The big question is, in the end, how much money did we save…maybe a lot…maybe none. In any case, we are going to have fun trying to best our spending driven culture.

Starting on October 2nd, Northstar will be doing a 5 week teaching series focused around your financial health with topics and resourcing about being/getting debt-free, starting a business, financial planning, and even changing the outlook on unemployment. I’m stoked about it and sharing with other people whether or not this experiment was a flop or a success.

Feel free to join in the experiment if you like!

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Written by Josh

August 15th, 2011 at 10:32 pm

Posted in Experiences,family

Figuring things out

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I love watching my kids learn. From the progression of excitement to frustration, they try and try. It makes me think though how quickly we formulate that we have “figured it out”. That’s just not the case. Let’s face it, we all are still trying. The wisdom is in knowing you don’t have it figured out. The truth is you are probably wrong. When’s the last time you got angry and frustrated, looked in the mirror, and said to yourself, “you’re wrong”?

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Written by Josh

May 28th, 2010 at 7:01 pm

2 kids and counting

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As of 3.2.10, I am the proud parent of two. I could image more kids being a ton more work, but then the reward increases with each one. I think Jo and I are done, but for the next 18 years at least, our life is on target for a wild ride.

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Written by Josh

April 8th, 2010 at 10:46 am

Posted in Experiences,family

Thanksgiving

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When I started my twenties and pictured what my life would be like at the close of them, I can honestly say there is not much that fits. I hadn’t met my wife yet, I was working my way through college to become some type of counselor, I thought I was ready to be a husband (luckily the girl I was engaged to wasn’t), my two younger brothers were in 8th and 2nd grades, and I’d been out of the house for 2 years. I was so young and thought that the world was my oyster (both statements I still believe today, but in a slightly wiser fashion).

I guess what I’m trying to say is my life reshaped into something far different than my expectations. Maybe I could have done everything right and known exactly what I wanted to do at and early age. Maybe I would have gotten to this place faster in life. Perhaps, but I highly doubt I would have acquired the level of appreciation for the things I have been given without the journey I’ve taken.

So this year I’m thankful for that. I’m thankful that no matter what I do or don’t ask for, something great is around the corner. After all, the joys of life are never found in the things you expect, but in the unexpected.

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Written by Josh

November 26th, 2009 at 12:42 am

Posted in family,Journey,Just Life

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